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SCAM ALERT: Do NOT trust Caller ID as proper authentication on who is actually calling you. Any phone number can be spoofed to show a different number on Caller ID, including that of the credit union or a law enforcement number. Do not give out any personal info on a call to you that you did not initiate. NEVER give out the 3-digit card code on the back of your card unless it is connected to a valid purchase that you are making.