Hi! So how do I look? Not bad, huh? Once you log in and get a closer look, you will see all my usual bells and whistles (and a few new ones, too!) in an easy-to-navigate format.



  • >  If you already have an account then input your User ID and Password to the left and click the 'Login' button. (A second screen will appear where you will be asked to answer challenge questions.)
  • >  On your first login you will be asked to answer 5 challenge questions. On subsequent logins, you will be presented with one of these challenge questions and must answer the same way to gain access to your account. All answers are CASE SENSITIVE.
  • >  If you have never logged in before then click on the 'Sign Up' button to the left and input the required information. 




Access to this system is enhanced by a Challenge/Response system. Please enter the answer that you supplied for the question below.

NOTE: Multiple failures to provide the correct answer will lock out your account.

Your Question
If this question is not familiar to you or you forgot your answers please contact us for assistance.
NOTE: Your answer is case sensitive.

Merge Date: February 1, 2018

Prior to the merger of EFCU with Avadian, please remember to save or print any Account Statements, Tax Forms, or canceled checks you may need for your records.  Also, if you have ANY recurring transfers set up within EFCU online banking you will need to set those up in the new Avadian online banking website starting February 1. If you have checks, ATM, or Debit Card with EFCU you will be receiving your new Avadian checks and/or Card within the next 10 business days. These will be ordered for you automatically.  If you have auto drafts from your account (power, water, etc.) you will need to contact those merchants and give them your NEW Avadian Account Number and Routing Number starting February 1.

You will no longer have access to EFCU online banking starting February 1.




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